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<h2 class="subhead">Disclaimer/Terms of Use</h2>
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<h3>For <a href="http://www.PBDesk.com">www.PBDesk.com</a> and <a href="http://www.P-Bhatt.com">www.P-Bhatt.com</a></h3>
<span class="meta">(Version 0.1)Last updated on 6th November 2010</span>
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  <p>Following is the Disclaimer/Terms of Use for all of the following websites, its sub-sites and contents there in: <br />
    <span style="padding-left:50px"> 
        <br />www.PBDesk.com (<a href="http://www.PBDesk.com/">http://www.PBDesk.com</a>)    
        <br />Pinal Bhatt's Blog (<a href="http://www.P-Bhatt.com/">http://www.P-Bhatt.com</a>)
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   <p>Please read very carefully these terms of use before reading, commenting on, downloading, copying, reproducing, altering materials of any kind, subscribing to, and linking to the contents of these sites. Using these websites and articles/courses/blogs there in, indicates that you accept these terms of use. If you do not accept these terms of use, please do not use these sites. </p>  
   <p>If You use these websites/articles/courses/blogs on behalf of your employer, organization or company, they shall also be bound by the terms of this Agreement.</p>  
   <p>All logos and trademarks used in these sites are property of their respective owners. Rest all, we <u>do not</u> hold any type of copyright on the contents of these sites and articles/courses/blogs there in.</p>  
   <h2>General Disclaimer</h2>  
   <p>The contents of these sites is for general information purposes only and does not constitute any sort of advice. We try to provide content that is true and accurate as of the date of writing; however, we give no assurance or warranty regarding the accuracy, reliability, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on these Websites and disclaim all liability in respect of such information. In addition, none of our content will form any part of any contract between us or constitute any type of offer by these sites.</p>  
   <h2>Privacy</h2>  
   <p>Any personal information like your name, web site url, email address, your friend&#8217;s email address or any other information entered by you on this site will never be used by us for any other purpose. This information is not stored by us for any other purposes than to intended use. This information is not being sold or used for other purposes. If you have concerns with the way this information is used, please <a href="http://www.learning-leisure.net/index.php?option=com_php&amp;Itemid=68">contact us</a> directly to arrange for complete removal of this information. Removal of all personal information will result in the removal of any content the Commenter might have contributed to the websites/articles/courses/blogs, including comments. </p>  <h2>Article/Course/Blog Contents</h2>  <p>All the contents of the Articles, Courses and Blog, except for comments and forum posts &amp; replies, constitute the opinion of the Author, and the Author alone; they do not represent the views and opinions of the Author&#8217;s employers, supervisors, nor do they represent the view of organizations, businesses or institutions the Author is a part of. </p>  <p>The content of these sites are not intended to cause harm to anybody, but if You have any concerns about the contents, please <a href="http://www.learning-leisure.net/index.php?option=com_php&amp;Itemid=68">contact us</a> regarding the same. Disagreeing with the content of the Articles/Courses/Blog does not constitute sufficient ground for You to ask the Author to remove or modify any parts of them.</p>  <h2>Disclaimer for Links to External, Third Party Web Sites</h2>  <p>Links to external, or third party Web sites, are provided solely for visitors' convenience. Navigation to these sites are done so at your own risk and we accepts no liability for any linked sites or their content. When you access an external Web site, keep in mind that we have no control over its content.</p>  <p>Any link from our sites to an external Web site does not imply or mean that we endorse or accept any responsibility for the content or the use of such Web site. We do not give any representation regarding the quality, safety, suitability, or reliability of any external Web sites or any of the content or materials contained in them. It is important for users to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items.</p>  <p>When visiting external Web sites, users should review those Websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.</p>  <h2>Comment policy</h2>  <p>When You leave any comment/s on any of these sites, the Author is automatically notified via email and your comment will made available on this site only after moderation by the Author. The Author is not responsible for the content of any comments made by the Commenter(s). The Author is also not responsible for knowing whether the content of Your comment is breaking the law in other countries or jurisdictions. Comments are the venue for discussion; therefore, the Author will not delete critical comments, or comments portraying a different opinion from the Author&#8217;s own. However, the Author reserves the right to edit, delete, or not publish a comment if this is deemed to be potentially illegal (this includes, but it is not limited to comments containing hateful, libelous, and defamatory content). Please do not endanger Yourself or break the law when you comment. Comments intending to advertise and/or off-topic (&#8221;SPAM&#8220;) will be deleted. The Author also reserves the right to block Commenter(s) who have previously published offensive comments, illegal content, or SPAM.</p>  <p>Although the Author will try to moderate comments quickly, the Author makes no guarantee to the Commenter that its comments or trackbacks will be displayed promptly, without modifications, or that they will be displayed at all, as all comments will be published to the discretion of the Author.</p>  <h2>No Uptime Gurantee</h2>  <p>We do not guarantee that these sties and blog will be accessible at all times or during any down time (i) caused by outages to any public Internet backbones, networks or servers, (ii) caused by any failures of Your equipment, systems or local access services, (iii) for previously scheduled maintenance or (iv) relating to events beyond the Author&#8217;s control such as strikes, riots, fires, floods, explosions, war, terrorism, governmental action, labor conditions, natural and/or man-made disasters, or interruptions in Internet services to an area where the Author or Your servers are located. Also these sites and blogs are hosted with third party hosting services and we are not responsible for any sort of downtime caused by these service providers.</p>  <h2>Changes to the Terms</h2>  <p>We reserve all the rights to change these Terms of use at any time and this will only be notified via syndicated content (RSS feeds), NOT IN PERSON. It is Your responsibility to make sure that you agree with the new Terms, whenever changes have been announced. Changes to the Terms will be effective immediately after the notice regarding this has been published to RSS. If You do not agree with the Terms, DO NOT USE THIS WEB SITES / ARTILCES / COURSES / BLOGS.</p>  
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   <p align="right">www.PBDesk. Disclaimer v0.1 (Updated 06-Nov-2010)</p>  
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